Category
Category: Armed Forces Pension
AFPS: the non-contributory armed forces pension scheme (AFPS 75, 05 and 15).
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The Armed Forces pension report for 2025/26: what it actually tells members
The Ministry of Defence’s Armed Forces Pension Scheme report for 2025/26 shows delayed McCloud statements, records that had been missed, and 17,018 unclaimed pensions. Here is what it means, and how to claim.
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Told to repay your Armed Forces pension? What the MoD overpayment recovery means for you
This article explains the Armed Forces pension overpayment recovery: why some pensioners are being asked to repay money they were paid in error, what the rules actually say about recovering it, and the routes open…
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AFPS 15 explained: the Armed Forces Pension Scheme 2015 in plain English
The Armed Forces Pension Scheme 2015 in plain English: the non-contributory 1/47 career average pension every serving member now builds, the age-60 pension, the Early Departure Payment, ill-health and death benefits, and where McCloud leaves…
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Why your AFPS 75 pension increases at 55
If you left the Armed Forces before 55 on an AFPS 75 Immediate Pension and gave up part of it for a lump sum, your pension rises sharply at 55. Here is exactly why the…
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Armed Forces Pension Scheme: AFPS 75, 05 & 15 explained
What the Armed Forces Pension Scheme actually delivers, the only public sector pension where you pay 0% in contributions. How AFPS 75, 05 and 15 fit together, the Early Departure Payment, the McCloud remedy delays,…