Pension Plain hub
UK pension news
Legislation, regulator updates and scheme changes that affect public sector pension scheme members, active or retired. Plain English, with sources, no spin.
Educational, not advice. For free guidance see MoneyHelper; for regulated advice, contact an FCA-authorised adviser.
Latest
What’s new in UK pensions
Armed Forces Pension
The Armed Forces pension report for 2025/26: what it actually tells members
The Ministry of Defence's Armed Forces Pension Scheme report for 2025/26 shows delayed McCloud statements, records that had been missed, and 17,018 unclaimed pensions.…
Local Government Pension
Is the LGPS in surplus? What 122% funding means for your pension
The 2025 LGPS valuations put the England and Wales scheme at 122% funded, with a £72.9 billion surplus. Here is what that means for…
Armed Forces Pension
Told to repay your Armed Forces pension? What the MoD overpayment recovery means for you
Educational, not advice. This article explains the Armed Forces pension overpayment recovery: why some pensioners are being asked to repay money they were paid…
Pension Basics
The public sector pension bill hit £56bn: what the number really means
Public sector pensions cost a record £56 billion in 2025/26. Here is what that gross figure includes, why unfunded does not mean a deficit,…
Pension Basics
Capita missed its deadline: what happens now to Civil Service pensions
Capita missed the 30 June 2026 deadline to restore Civil Service Pension Scheme administration, and the PCS union is calling for its contract to…
Pension Basics
Public sector pension employer contributions are set to fall in 2027: what it means for members
Educational, not advice. This article explains why employer contribution rates for the main public sector pension schemes are expected to fall from April 2027,…
Official sources
For the underlying material behind these stories, go straight to the source:
- Legislation: legislation.gov.uk, full text of every UK Act and Statutory Instrument.
- Government policy: GOV.UK announcements, DWP, HMT, MoD, Cabinet Office statements.
- HMRC pensions guidance: Pensions Tax Manual, tax treatment, allowances, lifetime limits.
- The Pensions Regulator: tpr.gov.uk, codes of practice, scheme funding, governance.
- FCA: fca.org.uk, adviser regulation, consumer alerts, scam warnings.
- MoneyHelper: moneyhelper.org.uk, free, impartial pensions guidance backed by government.
- Pensions Ombudsman: pensions-ombudsman.org.uk, complaints, decisions, dispute resolution.
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