Pension Plain hub
UK pension news
Legislation, regulator updates and scheme changes that affect public sector pension scheme members, active or retired. Plain English, with sources, no spin.
Educational, not advice. For free guidance see MoneyHelper; for regulated advice, contact an FCA-authorised adviser.
Latest
What’s new in UK pensions
Pension Basics
The triple lock explained: how the State Pension rises, what changes from 2030, and why your public sector pension is different
The triple lock raises the State Pension each April by the highest of earnings growth, inflation or 2.5%. It gives 3.9% in April 2027,…
Pension Basics
Budget 2026 and public sector pensions: what changed for scheme members, and what didn’t
The 28 October 2026 Budget created a Pension Tax Allowance, confirmed lower employer contributions for the public service schemes, changed the triple lock from…
Pension Basics
Public service pension increase 2027: the expected 3.5% April rise and who gets it
Public service pensions rise every April by the previous September's CPI. September 2026's figure, published on 21 October, is 3.5%, and it sets the…
Civil Service Pension
The NAO audit of the Civil Service pension move to Capita: what it covers, and what it can’t do for you
The National Audit Office has opened an audit of how the Civil Service Pension Scheme was handed to Capita and how it has been…
Pension Basics
The minimum pension age rises to 57 in 2028. Many public sector members keep 55.
The minimum pension age rises from 55 to 57 on 6 April 2028. The Armed Forces, Police and Firefighters' schemes are exempt, and many…
Pension Basics
Your State Pension and your scheme pension are taxed as one. From April 2027 that starts to show.
The full new State Pension passes the frozen personal allowance in April 2027, at £13,036.40 a year. The Budget's new Pension Tax Allowance looks…
Official sources
For the underlying material behind these stories, go straight to the source:
- Legislation: legislation.gov.uk, full text of every UK Act and Statutory Instrument.
- Government policy: GOV.UK announcements, DWP, HMT, MoD, Cabinet Office statements.
- HMRC pensions guidance: Pensions Tax Manual, tax treatment, allowances, lifetime limits.
- The Pensions Regulator: tpr.gov.uk, codes of practice, scheme funding, governance.
- FCA: fca.org.uk, adviser regulation, consumer alerts, scam warnings.
- MoneyHelper: moneyhelper.org.uk, free, impartial pensions guidance backed by government.
- Pensions Ombudsman: pensions-ombudsman.org.uk, complaints, decisions, dispute resolution.
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