Category
Category: Pension Basics
Foundational explainers: how UK public sector pensions actually work.
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Closing public sector DB pensions to new entrants from 2030: what’s actually proposed
Policy Exchange has proposed closing the main unfunded public sector DB schemes to new entrants from 2030, with new public service workers joining DC instead. What’s actually in the paper, the £1.1bn / £6.1bn /…
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Pension Schemes Act 2026: what it actually does
The Pension Schemes Act 2026 received Royal Assent on 29 April. Six LGPS megafunds in statute, a £25bn DC scale floor, small-pot consolidation, DB surplus reform, what it all means in plain English.
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McCloud remedy tracker: where each scheme stands
Where each public service pension scheme stands on McCloud remedy implementation as of May 2026. LGPS, NHS, Teachers, Civil Service, AFPS, Police and Firefighters status, plus the Scotland legislative gap.
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How UK public sector pensions actually work
How UK public sector pensions actually work, in plain English: defined benefit explained, the seven main schemes, CARE vs final salary, contributions, tax, and the McCloud Remedy. A primer for anyone in or joining the…