Category
Tag: Career Average
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Teachers’ Pension Scheme: plain-English guide (2026/27)
What the Teachers’ Pension Scheme is actually worth in 2026/27, career average accrual at 1/57, the final salary sections you might still hold, McCloud, Phased Retirement, and the Capita-to-TCS handover, in plain English.
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Civil Service Pension: alpha, classic, premium & nuvos
A plain-English guide to the UK Civil Service Pension Scheme for 2026/27, alpha, classic, classic plus, premium and nuvos, plus Partnership, Effective Pension Age, McCloud, and the Annual Allowance trap.
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How UK public sector pensions actually work
How UK public sector pensions actually work, in plain English: defined benefit explained, the seven main schemes, CARE vs final salary, contributions, tax, and the McCloud Remedy. A primer for anyone in or joining the…
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NHS Pension Scheme: the plain-English guide
How the NHS Pension Scheme actually works in 2026/27: 1995, 2008 and 2015 sections, contributions, McCloud rollback, retirement options, plain English.