Category
Tag: Career Average
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Teachers’ Pension Scheme: Capita-to-TCS administrator handover delayed to October 2026
The handover of TPS administration from Capita to Tata Consultancy Services has been pushed back a second time, now to approximately October 2026. What it means for active and retired teachers, and what (if anything)…
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Matthews remedy for retained firefighters: the 1 June 2026 notification deadline explained
FPS Bulletin 104 confirms a 1 June 2026 deadline for local pension authorities to notify eligible retained firefighters of a new statutory route to buy back service. What the route does, who qualifies, and what…
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Five things that changed in your LGPS pension on 1 April 2026
Five member-facing LGPS changes (England and Wales) came into force on 1 April 2026. Family-leave pension build-up, equalised survivor pensions, and backdated death grants explained, with worked examples.
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NHS pension contributions 2026/27: the new six-tier table explained
From 1 April 2026 the NHS Pension Scheme uses a six-tier contribution structure with rates from 5.2% to 12.5%. The threshold-vs-rate distinction most coverage misses, with worked examples.
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Pension Schemes Act 2026: what it actually does
The Pension Schemes Act 2026 received Royal Assent on 29 April. Six LGPS megafunds in statute, a £25bn DC scale floor, small-pot consolidation, DB surplus reform, what it all means in plain English.
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LGPS for councillors and mayors: who qualifies from 11 May 2026
From 11 May 2026, councillors at English principal authorities and metro mayors can join the LGPS. Who qualifies, what you actually get, and how to opt in, in plain English.
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Firefighters’ Pension: FPS 1992, 2006 & 2015 explained
What the Firefighters Pension Scheme actually delivers in 2026/27, the four schemes still running, the new five-tier contribution structure, the Sargeant and Matthews remedies, and what happens at retirement.
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Police Pension: PPS 1987, 2006 & 2015 explained (2026/27)
How the three police pension schemes (PPS 1987, 2006 and 2015) actually work in 2026/27, contribution rates, double accrual, McCloud, ill-health and injury benefits, and Scotland and NI variations, in plain English.
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Armed Forces Pension Scheme: AFPS 75, 05 & 15 explained
What the Armed Forces Pension Scheme actually delivers, the only public sector pension where you pay 0% in contributions. How AFPS 75, 05 and 15 fit together, the Early Departure Payment, the McCloud remedy delays,…
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LGPS guide: how the Local Government Pension Scheme works
What the Local Government Pension Scheme actually delivers in 2026/27, CARE accrual at 1/49, the 50/50 section, your pre-2014 final salary link, the McCloud underpin, and what pooling means for your money, in plain English.